How to Retire Early Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts. Share | Related Content Dreaming Up an Active Retirement When you retire, how will you treat your next chapter? Should You Borrow from Your 401(k)? Does it make sense to borrow from my 401(k) to pay off debt or to make a major purchase? An Inside Look at Retirement Living A number of questions and concerns need to be addressed to help you better prepare for retirement living.